20وَلَولا فَضلُ اللَّهِ عَلَيكُم وَرَحمَتُهُ وَأَنَّ اللَّهَ رَءوفٌ رَحيمٌE. H. PalmerAnd but for God's grace upon you, and His mercy, and that God is kind and compassionate ...!