20وَلَولا فَضلُ اللَّهِ عَلَيكُم وَرَحمَتُهُ وَأَنَّ اللَّهَ رَءوفٌ رَحيمٌM. M. GhaliAnd had it not been for the Grace of Allah upon you and His mercy, and that Allah is Ever-Compassionate, Ever-Merciful (you had been the losers).