20وَلَولا فَضلُ اللَّهِ عَلَيكُم وَرَحمَتُهُ وَأَنَّ اللَّهَ رَءوفٌ رَحيمٌMuhammad AsadAnd were it not for God's favour upon you and His grace, and that God is compassionate, a dispenser of grace...!1See verse 10 of this surah and the corresponding note 11.