10وَلَولا فَضلُ اللَّهِ عَلَيكُم وَرَحمَتُهُ وَأَنَّ اللَّهَ تَوّابٌ حَكيمٌT. B. IrvingHow would it be without God’s bounty and mercy towards you (all)? God is the Receiver of Repentance, Wise.