10وَلَولا فَضلُ اللَّهِ عَلَيكُم وَرَحمَتُهُ وَأَنَّ اللَّهَ تَوّابٌ حَكيمٌSyed V. AhamedIf it was not because of Allah’s grace and mercy upon you, (a painful penalty would have overtaken you): And Allah forgives and accepts repentance (Tawwab), Full of Wisdom (Hakeem).