Believers, when you contract a debt for a fixed period, put it in writing. Let a scribe write it down for you with fairness; no scribe should refuse to write as God has taught him. Therefore let him write; and let the debtor dictate, fearing God his Lord and not diminishing the sum he owes. If the debtor be an ignorant or feeble-minded person, or one who cannot dictate, let his guardian dictate for him in fairness. Call in two male witnesses from among you, but if two men cannot be found, then one man and two women whom you judge fit to act as witnesses; so that if either of them make an error, the other will remind her. Witnesses must not refuse if called upon to give evidence. So do not fail to put your debts in writing, be they small or large, together with the date of payment. This is more just in the sight of God; it ensures accuracy in testifying and is the best way to remove all doubt. But if the transaction be a bargain concluded on the spot, it is no offence for you if you do not put it into writing. See that witnesses are present when you barter with one another, and let no harm be done to either scribe or witness. If you harm them you will commit a transgression. Have fear of God; God teaches you, and God has knowledge of all things.